Trusted Financial Advice
for Life in Portugal
Independent, chartered financial advisors helping expats navigate wealth, retirement, and tax planning across borders. Three generations of expertise.
Financial Guidance
with Heritage
Founded in Leeds in 1931 by Arthur Brown himself, our firm has provided trusted financial guidance through three generations. Today, we bring that same integrity and personal touch to British, Irish, and European expats building their lives in Portugal.
We believe financial planning should start with your life, not with products. Whether you're relocating to the Algarve, planning your retirement in Lisbon, or managing cross-border wealth, we're here to help you navigate every step.
Our Story →Every Great Story
Has Three Acts
Your financial life is a journey. We're here for every chapter — helping you build, transition, and enjoy the life you've worked for.
The Opening Act
Building & Growing
The years of building your career, growing your wealth, and laying the foundations. Whether you're starting a family, buying property in Portugal, or planning your first investments — this is where your financial story begins.
- Savings & Investment Planning
- Property Purchase Advice
- Relocation Financial Planning
- Protection & Insurance
The Main Event
Transitioning & Optimising
Peak earning years and life transitions. Approaching retirement, managing cross-border tax, transferring pensions, or selling a business. The decisions you make now shape everything that follows.
- Pension Transfers & QROPS
- Cross-Border Tax Planning
- NHR / IFICI Tax Regime
- Wealth Structuring
The Encore
Enjoying & Securing
The reward for a life well planned. Enjoying retirement in Portugal, ensuring your wealth passes to the next generation, and knowing your affairs are in order. The best act of all.
- Retirement Income Strategy
- Inheritance & Estate Planning
- Later Life Care Planning
- Legacy & Succession
Your Life in Portugal,
Financially Sorted
Moving to Portugal is one of the most exciting decisions you'll make. But navigating the financial landscape — from tax residency and NHR status to pension transfers and inheritance law — requires expert guidance from someone who understands both sides of the border.
With offices in the Algarve and Leeds, we bridge the gap between your life in Portugal and your financial obligations in the UK. We speak the language of both jurisdictions.
Expert Financial
Services
Retirement Planning
Comprehensive retirement strategies for life in Portugal. Income planning, drawdown strategies, and ensuring your money lasts.
Pension Transfers
UK pension transfers, QROPS, and cross-border pension planning. Navigate the complexities with chartered expertise.
Tax Planning
Cross-border tax optimisation including NHR/IFICI status, Portuguese tax residency, and UK tax obligations for expats.
Investment Management
Tax-efficient investment strategies tailored for expats. Portfolios designed around your goals, risk appetite, and tax position.
Inheritance Planning
Portuguese succession law, wills, and estate planning. Protect your assets and ensure your wishes are honoured across jurisdictions.
Expat Financial Planning
Complete financial planning for your move to Portugal. From pre-departure planning to settling in — we cover everything.
Meet the People
Behind the Advice
A small, dedicated team of chartered professionals who put your interests first. No call centres, no bureaucracy — just direct access to the people managing your financial future.
Matthew Renier
Financial Adviser, Director
Phillip Handley
Financial Adviser
Kier Elliot
Insurance Broker